Caveat Emptor

ETF Investment strategies by Aniket Ullal 1) Transition from traditional to emerging mindset Traditional Emerging Investment Approach Passive vs Active Trad-able beta Asset Allocation Usually by institutional and sophisticated investor Multi-asset allocation available to all Fund and security selection Undervalued stocks and 5 star mutual funds Find targeted ETF (sector-ail. Asset type, specific themes, country investing) Execution Quarterly reporting, end of day NAV Daily transparency, intra-day liquidity Transition from commission based to fee based advisory Informational advantage is no longer monopolized by specific brokers and fund managers. Research is widely available and any investors can access the same information. The supposed confidence in the expertise of brokerages and financial

Priced for Perfection October and November passed by in a blink of an eye due to increased work responsibilities. There were many weeks whereby I ended the day mentally drained. Making the decision to blog on a monthly basis is the correct move. I can focus more on portfolio allocation decisions and record tracking in this blog, and granular analysis and peer feedback of the thesis of individual stocks in that financial community. Making Macroeconomic forecasts is not my forte. As countless shrewd fund managers and economists continually made predictions and yet again missed out on the important boom / bust periods, I am wary that I will fall into the same trap. Nonetheless, portfolio allocation decisions based on risk-reward analysis is still pertinent for the purpose of value investing. The 8-10 years macroeconomic cycle is on its late periods, and there is considerable risks, leverage and fiscal deficits incurred by the governments (sovereign debt, US debt ceiling) as well as